How it Works

Life doesn’t always go according to plan. Just when you think you’ve got everything under control, an unexpected bill or emergency pops up right before payday. It’s stressful—but it doesn’t have to be. Whether you’re in Madison, WI or anywhere else, we’re here to help you get the money you need quickly, without the hassle.

Getting started is simple. Just fill out our secure online request form with your basic personal information. Once you hit submit, we’ll get the ball rolling. In most cases, you’ll find out within minutes if you’re approved for a payday loan.

If you’re approved, you’ll receive an email with your loan details. Take a moment to go over the terms carefully. Keep in mind that submitting a request doesn’t obligate you to accept the loan. If everything looks good and you decide to move forward, just follow the steps in your approval email. Once completed, the funds will be deposited directly into your bank account—usually by the next business day.

To qualify for one of our convenient payday loans in Madison, WI, you’ll need to meet a few simple criteria:

  • Be employed and earn at least $1,000 per month
  • Have a checking or savings account that supports direct deposit
  • Be able to verify your employment status
  • Be a U.S. citizen and at least 18 years old

We understand that things come up. If you think you might need a little more time to repay your loan, just reach out to one of our helpful loan officers. We’re here to work with you and make sure your experience is as smooth as possible.